Speaking

Talks for people who have to make a decision afterwards.

More than a hundred talks since 2018, to bankers, regulators, auditors, boards and central banks, and executive training for the institutions that supervise this market. Every subject below is work I do myself.

Topics

Five talks

What we automated, and what we didn't

Implementing AI in a company

A case study from my own company. Sixpence runs with a small human team and a larger workforce of AI agents, and our customers are banks, auditors and regulators who need to defend every output. I show which workflows we rebuilt around AI, which we kept in human hands, the governance that made an auditor comfortable, and the numbers.

What the audience takes away

  1. A way of running AI in a small team that can be started within a quarter
  2. A governance and evidence pattern that auditors and regulators accept
  3. A method for deciding what not to automate

Who it is for

  • Boards and executive teams
  • CIOs, CTOs and innovation leaders
  • Professional and financial services firms
  • Business schools and industry forums

Formats

Keynote of 30 to 45 minutes. A 90-minute briefing for leadership teams. A half-day workshop.

The next customer is a machine

AI agents and Know Your Agent

AI agents have begun to hold wallets and pay for things. The checks a bank runs on people were never designed for software that acts at machine speed and cannot be held liable. I set out the eight things an institution needs to know about an agent before it moves money: its identity, the principal behind it, its mandate, context, budget, the policy check, the payment rail and the evidence that survives. We build this layer at Sixpence, so the talk separates what is live from what is still a slide.

What the audience takes away

  1. What agentic payments are today, and what they are not yet
  2. The eight controls, and which of them a bank already has
  3. Where to start preparing

Who it is for

  • Banks and payment companies
  • Stablecoin issuers and fintechs
  • Risk, compliance and financial-crime leaders
  • Regulators and central banks

Formats

Keynote of 30 to 45 minutes. Panel. A technical session for engineering teams.

Surplus power, and what to do with it

Energy and AI infrastructure

In 2018 I proposed that Eskom mine bitcoin with electricity it could not sell. In 2025 I modelled what that would have been worth: more than 406,000 bitcoin between April 2020 and December 2024. In August 2026 Eskom announced a bitcoin mining pilot. The talk covers why computing that can be switched off in seconds is the load a stressed grid wants, how bitcoin mining and AI workloads compare, what a regulated pilot changes for utilities and investors, and where the critics are right.

What the audience takes away

  1. Why interruptible computing is a grid tool before it is a revenue line
  2. How to compare mining and AI workloads on a merit order
  3. What a regulated pilot changes for utilities, investors and policy

Who it is for

  • Utilities, regulators and independent power producers
  • Mining and heavy industry
  • Data-centre and infrastructure investors
  • Energy and policy forums

Formats

Keynote of 30 to 45 minutes. Panel or fireside chat. Executive briefing.

Following the money on-chain

Blockchain forensics and audit

How stolen funds are actually traced across chains, mixers and exchanges, where the trail goes cold, and what a proof of reserves must contain to be worth anything. I led the technical work behind the first proof-of-reserves engagements for Binance, KuCoin and Crypto.com in 2022, and Coinbase selected Sixpence to build the open-source version in 2023. The examples are public cases, including the Bybit hack.

What the audience takes away

  1. How tracing works, and where it stops
  2. The chain of evidence from raw ledger data to a defensible record
  3. What to demand from a proof of reserves

Who it is for

  • Compliance, AML and financial-crime teams
  • Auditors, fraud examiners and internal audit
  • Law enforcement and regulators
  • Exchanges and custodians

Formats

Keynote of 30 to 45 minutes. A technical session. A half-day workshop with live tracing.

Stablecoins already won

Capital flows and regulation in Africa

About R100 billion in crypto moves in and out of South Africa each year, roughly R5 billion of it does not come back, and stablecoins overtook bitcoin in those flows during 2025. We measure this at Sixpence. The talk opens with the numbers, then covers the rules catching up with them, from the proposed cross-border regime and SARS's draft tax guide to the frameworks I discussed with governors from more than twenty countries at the BCEAO in Dakar, and closes with what banks and payment companies should build.

What the audience takes away

  1. The real size and shape of South Africa's crypto flows
  2. Which rule changes matter in the next twelve months
  3. What to build: settlement, screening, monitoring, reporting

Who it is for

  • Banks, treasury and payments teams
  • Regulators and central banks
  • CFO and investment forums
  • Fintech and exchange leadership

Formats

Keynote of 20 to 45 minutes. Panel. A briefing for regulators.

Formats and fees

How a booking works

Keynotes run 20, 45 or 60 minutes. I also take panels and fireside chats, a 90-minute briefing for boards and leadership teams, and half-day workshops for teams that want to leave with a plan. In person or virtual.

Fees are quoted per engagement. For flagship community conferences in bitcoin and AI I will often speak for expenses.

Slides are 16:9. I prefer a lapel microphone and a confidence monitor, and live on-chain demonstrations need working internet at the venue. After the event I ask for the recording and a few photographs.

Carel de Jager on stage at the World Youth Forum, Egypt, 2019
World Youth Forum, Sharm El Sheikh, 2019
Training and workshops

Executive training on digital assets, stablecoins and AI

Alongside speaking, I run training and workshops for institutions that regulate, supervise or operate in this market. The work so far has been for central banks, financial regulators, government departments, banks, virtual-asset service providers and state intelligence services. Sessions range from a half-day executive briefing to a multi-day programme, in person or online, and are built around the institution's mandate and the technical level of the room.

Subjects include how stablecoins and crypto-assets actually move and how to supervise them; blockchain forensics and evidence for investigators; proof of reserves and exchange audit; implementing AI in a regulated organisation; and AI agents and Know Your Agent. Programmes are quoted per engagement.

Enquire about a programme

Typical formats

  • Half-day executive briefing for boards, governors and senior officials
  • One- or two-day workshop for supervisory, compliance, investigation or product teams
  • Multi-day technical programme, with live on-chain exercises
  • Closed sessions for regulators, intelligence and law enforcement

Delivered for

Central banks, regulators, governments, banks, VASPs, state intelligence.

Enquire
Coming up

Next on stage

Stages so far

Selected

Blockchain Africa Conference every year since 2019, with keynotes in 2023, 2024 and 2025. Adopting Bitcoin Cape Town, 2025 and 2026. Crypto Fest 2025. The BCEAO's international conference on crypto-assets, Dakar, 2026. Trade Conferences International's regulation and payments conferences, 2026. The Moneyweb Money Summit at Leaderex. The Africa Stablecoin Summit. The Hamburg Sustainability Conference. Collision, Toronto. The CSIR biennial conference. The DeFi Conference. The World Youth Forum, Sharm El Sheikh, to an audience of seven thousand.

Talks since 2018

59 engagements

Keynotes, panels and workshops, each linked to the organiser or the recording.

1 September 2026

Beyond the basics: Crypto, commodities and alternatives, Money Summit 2026 at Leaderex

Moneyweb Money Summit / Leaderex / Conference panel

20-minute advanced-investing session positioning crypto next to commodities and alternatives on a mainstream investment stage. Panel: Ciaran Ryan (Moneyweb), Rob Downes (Absa CIB) and Carel.

4 June 2026

The Carel de Jager Story: When Power Becomes Digital Infrastructure (YouTube: 'He Saw Eskoms Hidden Opportunity Before Others Did. Carel de Jager on Power & Digital Infrastructure')

Vision 2026 (Vision & Beyond / INeedanExpert) / LinkedIn livestream / video podcast

Explicitly not a crypto-promotion conversation: how experts identify opportunities before others see them; how an idea moves from article to implementation; what it takes to turn power into digital infrastructure.

20 May 2026

Linkup Pretoria

Linkup Pretoria / Public talk

Short talk at Linkup Pretoria's networking breakfast (08:00 coffee, 08:20 short talk, delegate introductions, networking breakfast). Title: 'Crypto as collateral: new funding options without selling your assets'.

13 May 2026

Payments Regulation & Compliance Conference 2026

Trade Conferences International (TCI SA) / Conference talk

Presentation on stablecoin reserve expectations, AML/KYT, cross-border compliance and how payment infrastructure is being reshaped by digital assets.

8 May 2026

Conférence internationale sur les crypto-actifs et innovations numériques : opportunités et défis pour la stabilité monétaire et financière (International conference on crypto-assets and digital innovation: opportunities and challenges for monetary and financial stability)

BCEAO / International central-bank conference panel / French/English

Carel sat on Panel 1 of BCEAO's international conference on crypto-assets in Dakar, presenting Sixpence's measured on-chain stablecoin volumes for the continent to central bankers from 20+ African countries.

18 March 2026

Crypto Assets Regulation & Compliance Conference 2026

Trade Conferences International (TCI SA) / Conference

Conference focused on regulation and compliance, risk management, money laundering, impact on financial institutions and technology.

31 January 2026

Adopting Bitcoin Cape Town 2026

Adopting Bitcoin Cape Town / Conference panel

discussing Bitcoin transparency, surveillance tooling and the limits of state/compliance visibility.

31 January 2026

Adopting Bitcoin Cape Town 2026

Adopting Bitcoin Cape Town / Conference talk

Talk explains what blockchain analytics can and cannot infer, the risks of false positives, and practical privacy hygiene.

14 November 2025

Crypto Fest 2025

Crypto Fest / Conference panels

Two-panel presence: strategic reserves for nation-states/corporate treasuries and South Africa's evolving crypto regulatory landscape.

12 November 2025

Africa Stablecoin Summit 2025

Africa Stablecoin Summit (organiser: Chasing Mavericks) / Conference panel

Panel focuses on stablecoin transaction flows, AML, fraud detection, wallet forensics and regulatory tooling.

22 October 2025

Blockchain Africa Conference 2025

Bitcoin Events / Blockchain Africa Conference / Conference panel

Panel with Stafford Masie on African Bitcoin mining economics, energy infrastructure and demand-response opportunities.

22 October 2025

Blockchain Africa Conference 2025

Bitcoin Events / Blockchain Africa Conference / Conference keynote

wallet clustering, illicit-flow detection and forensic analytics.

In the media

89 interviews and articles

Radio, podcasts, television and print, linked to the publisher.

2 September 2026

Ontmoet Agent Speurder (Meet Agent Speurder (Agent Detective))

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Carel explains the concept of an AI agent and introduces 'Agent Speurder', his own named agent/project.

19 August 2026

Hoe presies werk kripto-arbitrage en hoe groot is die bedryf? (How exactly does crypto arbitrage work and how big is the industry?)

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Afrikaans explainer of how South African crypto arbitrage works (SDA/FIA allowances, exchange pricing) and the scale and economics of the local arbitrage market.

5 August 2026

New cross-border crypto rules could drive business, jobs offshore

Moneyweb / News article / quoted expert

Examines the proposed South African cross-border crypto rules and the risk that restrictive treatment pushes activity, firms and jobs offshore and shuts companies out of the growing cross-border stablecoin market.

29 July 2026

Kripto se handelsvolume tuimel en platforms betaal die prys (Crypto trading volumes tumble and platforms pay the price)

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Carel (as Sixpence CEO) discusses the collapse in local crypto trading volumes and what it means for exchanges/platforms.

15 July 2026

Kripto-winste skep unieke belastinguitdagings (Crypto profits create unique tax challenges)

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Discussion of the unusual tax and reporting complexity of crypto gains, swaps, staking, airdrops and spending as taxable events, in the wake of SARS's 1 Jul 2026 draft crypto-tax guide.

8 July 2026

Waarom SA se nuwe kriptoregulasies dalk reeds agter die tyd is (Why SA's new crypto regulations may already be behind the times)

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Carel argues that South Africa's new crypto regulatory proposals may already be outdated relative to market innovation such as DeFi and tokenisation.

7 July 2026

Sars's draft crypto tax guide is years late and lacks clarity in key areas

Moneyweb / News article / quoted expert

Carel comments on SARS's draft crypto-tax guide aimed at the ~6 million South Africans holding crypto: it is not a new tax law but SARS explaining how existing income-tax and CGT rules apply; swaps, staking, mining, airdrops and spending can all create tax events; CARF expands the data trail…

1 July 2026

Dié KI-agent het $1 miljard uit kripto gemaak (This AI agent made $1 billion from crypto)

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Afrikaans companion to the June Moneyweb Crypto episode: Carel relates how an AI agent told to 'make money' (Truth Terminal) launched a memecoin and became hugely profitable, and explains what autonomous agents mean for the economy. Credit: 'Carel, uitvoerende hoof van Sixpence'.

19 June 2026

AI agent told to 'make money' launches memecoin, pockets $100m

Moneyweb Crypto Podcast / Podcast episode

Carel relates the Truth Terminal story (an AI agent instructed to 'make money' that launched a memecoin, Goatseus Maximus, and pocketed ~$100m) and predicts the 'agentic economy' could become thousands of times larger than the human economy (e.g., self-driving cars negotiating micro-payments).…

17 June 2026

Die Trump-familie slaan groot munt uit kripto (The Trump family is minting big money from crypto)

Moneyweb / RSG Geldsake / Radio clip / podcasted / Afrikaans

Carel discusses the Trump family's crypto businesses and exposure and their place in the broader market.

2 June 2026

Crypto arbitrage premium hits 'new normal' below 1%

Moneyweb / News article / analysis cited

The BTC arbitrage premium, once a way of earning 30%+ a year, has fallen to just below 1%; per Silver Sixpence CEO Carel the driver is supply/demand, with the increased Single Discretionary Allowance flooding supply. Even at these levels the trade can still yield 10-20% annually.

27 May 2026

Word die prys van bitcoin kunsmatig hoog gehou?

Moneyweb / RSG Geldsake / Radio clip / Afrikaans

Afrikaans RSG Geldsake segment: whether Bitcoin's price is being artificially supported, discussion of Strategy/MicroStrategy accumulation, falling global volumes and AI drawing speculative attention away from crypto. Carel introduced as 'uitvoerende hoof van Sixpence'.

Writing

Essays and papers

2026-07-23

You Can't Jail an Agent. From KYC to KYA: banking the machine-speed economy

LinkedIn

Why the checks we do on people will not work on software that pays for things.

2026-01-23

Foreword to Auditing Bitcoin: A Framework for Digital Asset Assurance (Olivier and Buys)

Palgrave Macmillan

The foreword, not the book. Evidence rather than trust as the basis for assurance.

2024-11-18

The Evolution of Blockchain Forensics

Sixpence

Clustering, transaction graphs, behaviour, cross-chain tracking, mixers and privacy coins.

2024-11-05

Know Your Transactions: The Future of Compliance

Sixpence

Watching transactions in real time instead of filing a customer form once.

2024-10-02

The Universal KYT API: a technical specification

Sixpence

A layered, vendor-neutral design for compliance APIs.

2023-11-09

Proof of Reserves Grant, with Shashank Agrawal of Coinbase

Coinbase

Announcing the open-source proof-of-reserves work Coinbase funded.

2021-07-06

You Are Probably Wrong About Everything

Medium

On algorithms, feeds and the comfort of being agreed with.

2020-08-24

What is Decentralised Finance?

Medium

DeFi explained from first principles, written when it was still new.

2019-12

The Original Proof of Work: Egyptian Pyramids

Global Crypto / LinkedIn

Unforgeable, energy-dense construction as the ancestor of bitcoin's consensus.

2020-01

My experience of the World Youth Forum 2019

LinkedIn

Seven thousand delegates in Sharm El Sheikh, and a post office analogy.

2018-09-25

Bitcoin mining as a revenue increasing mechanism for Eskom

Medium

The essay that became Bitmach. Interruptible mining on power nobody was buying.

2018-07-06

A review of the power requirements for a Bitcoin majority attack

Medium

What a 51 percent attack would actually cost in electricity.

2015

Measuring the Job Satisfaction of Young Engineers at Eskom Power Stations

North-West University

My master's dissertation. Forty-eight engineers and a questionnaire.

Two arguments

Made in public, repeatedly

Eskom should mine bitcoin with the power it cannot sell. First argued in a 2018 essay, modelled in 2025, and now the subject of a pilot Eskom announced in August 2026. Computing that can be switched off in seconds is the load a stressed grid wants.

You cannot run KYC on software. AI agents are beginning to pay for things, and the checks designed for people do not reach them. You Can't Jail an Agent sets out the eight things an institution needs to know about an agent before it moves money. LedgerBrain is the product.

Questions

Asked before booking

Is Bitmach partnered with Eskom?

No agreement has been announced. Eskom has said publicly that it is engaging bitcoin miners and developing a framework with Nersa, and on 31 August 2026 it confirmed that its response to a two to three gigawatt surplus includes a bitcoin mining pilot. It has not named a partner. Bitmach is developing its proposal for that programme.

Did you say Eskom could have mined 406,000 bitcoin?

Yes, as a simulation looking backwards. If Eskom had run about three million mining machines on surplus power from April 2020 to December 2024, the model shows more than 406,000 bitcoin, enough on its assumptions to cover an amount in the region of the utility's R422 billion debt. Moneyweb reported the model in March 2025, and the assumptions are stated wherever I present it.

What was the Coinbase grant?

In November 2023 Coinbase selected Sixpence, then Silver Sixpence, from more than 50 proposals for a grant from its proof-of-reserves developer programme to build open-source, zero-knowledge proof-of-reserves software with its engineers.

What was your role in the exchange proof-of-reserves reports of 2022?

I led the technical work behind the first proof-of-reserves engagements for Binance, KuCoin and Crypto.com, published in November and December 2022 with the auditing firm Mazars.

Did you write Auditing Bitcoin?

I wrote the foreword. The book, Auditing Bitcoin: A Framework for Digital Asset Assurance, is by Wiehann Olivier and Pieter Buys and was published by Palgrave Macmillan in 2026.

Do you provide training?

Yes. Executive-level training and workshops on digital assets, stablecoins and AI for central banks, regulators, governments, banks, virtual-asset service providers and intelligence services, from a half-day briefing to a multi-day programme. Programmes are quoted per engagement.

How do I book you?

Through the booking form, or by email to carel@careldejager.com. I reply within two working days. Bios, photographs and a fact sheet are in the press kit.

Check my availability

Send the event, the audience and the date. I reply within two working days.